Claim a refund of Catalogue interest. You could be due thousands.
No win no fee Catalogue interest refund claim.
Have you had a catalogue, where your credit limit was way too high? Did the credit limit make the monthly repayments hard to manage, and as a result got you in more debt?
Some reasons to make a claim.
If the lender could see any of these issues on your credit record, they likely should have declined your original application, or should not have given any further credit increases.
Many retailers now offer a “Buy Now, Pay Later” option at the checkout to prospective customers, which allows you to purchase items and delay payments until a later date. If you do not pay the full amount back within the time stated (or start to pay the total back), you will get charged an extortionately high interest. The fees and high interest for late payments can put customers in financial distress. In many cases, the initial loan was unaffordable.
Some retailers also offer customers a credit account. This allows customers to order items, without having to pay upfront. It is a credit account that tracks your purchases and then sends you a monthly statement, with details of how much you owe, and the minimum repayment to pay each month. Using this credit account enables you to purchase items and pay off the balance at the end of the month, or just pay the minimum repayment.
If you would like to see if you are eligible to make a claim against your catalogue company, fill out our free online assessment and one of our specialists will contact you to see how we can help.
You could be eligible for thousands of pounds worth of compensation. Don’t delay, contact our experts now.
How to reclaim catalogue interest?
There is no limit as to how far back you can claim; To claim back catalogue interest, we need the name of the catalogue provider your account was held with. In case your catalogue claim is successful, you may be entitled to a refund of all the monthly/annual interest you have paid for your account and interest on top at the rate that is recommended by the Financial Services Ombudsman which is currently 8%.
How can we help you with catalogue interest refund claims?
We will help you to investigate your claims on a no-win-no-fee basis. You will not have to pay any money up-front until the case is completed. We will cover the legal costs of the claim, you only pay if the claim is successful from your compensation refund.
It means that you have potentially nothing to lose, and if you are awarded the compensation, gain of money.
Our service
No win no fee
You will never be asked to outlay any money upfront. We only get paid if the claim is successful and you receive compensation.
Claim online
You can complete the full claim process online by signing the legal agreement and providing the required documents.
Claim on the phone
You can complete the full claim process over the telephone were a claims manager will complete a fact find and prepopulate all the information onto our legal document for signing.
Regular updates
We will provide you with regular updates whenever we receive any responses from the opponent on your case all the way to completion.
Best outcome
We strive to get you the best possible compensation outcome on your case and will liaise with the opponent on various legal arguments to try and achieve the maximum compensation possible.
Better financial position
Our aim is to put you in a better financial position than before you started the claim by achieving refunds of interest and charges paid as well as achieving a freeze on interest if any balance is left over. We also ask for any adverse credit information to be amended on your credit file.
Join 1000's of customers across the UK. Who have "Received a refund of interest and charges"
Free claim eligibility check
E: info@unaffordablelendingclaim.com
T: 0141 459 0239
Unaffordable lending claim is a trading name of
Park pension recovery service LTD which is regulated by the Financial Conduct Authority, in respect of regulated claims management activities authorisation number 836153.
Important Information
You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.
It is possible for you to present the claim for free, either to the firm or person against whom you wish to complain or to the statutory ombudsman (Financial Ombudsman Service or Pension Ombudsman Service) or the Financial Services Compensation Scheme, whichever is applicable to your claim.