Claim a refund of overdraft interest. You could be due thousands.

No win no fee overdraft interest refund claims.

Did your bank allow you to use your overdraft continuously for years?

According to banks own literature overdrafts are supposed to be used for short term emergencies. i.e. for a car repair or an appliance replacement. However, many consumers use their overdraft facility continuously for long term lending at very high interest rates.

Good reasons to claim!

You have been using your overdraft continuously for everyday living items like food shopping and paying household bills.

You had missed payments due to direct debits bouncing as you had reached your overdraft limit.

You were using your overdraft facility to pay other debts like credit cards or loans.

You had a change in income were you earned less whilst using the overdraft.

Our service

No win no fee

You will never be asked to outlay any money upfront. We only get paid if the claim is successful and you receive compensation.

 

Claim online

You can complete the full claim process online by signing the legal agreement and providing the required documents.

 

Claim on the phone

You can complete the full claim process over the telephone were a claims manager will complete a fact find and prepopulate all the information onto our legal document for signing.

 

Regular updates

We will provide you with regular updates whenever we receive any responses from the opponent on your case all the way to completion.

 

Best outcome

We strive to get you the best possible compensation outcome on your case and will liaise with the opponent on various legal arguments to try and achieve the maximum compensation possible.

 

Better financial position

Our aim is to put you in a better financial position than before you started the claim by achieving refunds of interest and charges paid as well as achieving a freeze on interest if any balance is left over. We also ask for any adverse credit information to be amended on your credit file.

 

Check eligibility for all claims

Are you just getting by month to month with multiple credit accounts. E.g. overdraft, credit cards, loans, catalogues or buy now pay later credit agreements.

Many consumers may face initial strict credit checks but as long as they meet payments, they will then be offered higher credit lines without such stringent checks which are likely done by a computer system without checking affordability.

 

Due to the lack of proper checks unaffordable lending claim can argue legal points that enables us to achieve a refund of all the interest paid on these agreements where unaffordability and other legal arguments are met.

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DMP

Debt management

If you feel you do not have the time financially to try and claim back interest, you can also look at another option first then claim.

A Debt Plan is an agreement, negotiated by you or a third party, to lower your monthly payments to your creditors.

 

Take back control become debt free

Join 1000's of customers across the UK. Who have "Received a refund of interest and charges"

Free claim eligibility check

Online or on the phone

Start and complete your claim application online or on the phone. Whichever way you feel most comfortable.

Share document's

We ask you to share documents relating to your claim. At this point we then review your case file and make you aware if wee feel you have a strong case.

Claim decision

Once our checks are complete, we then let you know if your application meets the criteria to start a claim against the opponent.  If you meet the criteria your claim will then be prepared and submitted to the lender.

E: info@unaffordablelendingclaim.com

T: 0141 459 0239

Unaffordable lending claim is a trading name of

Park pension recovery service LTD which is regulated by the Financial Conduct Authority, in respect of regulated claims management activities authorisation number 836153.

 

Important Information
You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.

It is possible for you to present the claim for free, either to the firm or person against whom you wish to complain or to the statutory ombudsman (Financial Ombudsman Service or Pension Ombudsman Service) or the Financial Services Compensation Scheme, whichever is applicable to your claim.